Jersey State Bank

Access Your Accounts

JSB Locations

Main Office
1000 South State Street
Jerseyville, IL 62052
Phone: (618) 498-6466

Wal-Mart Banking Office
1316 South State Street
Jerseyville, IL 62052
Phone: (618) 639-2265

Grafton Banking Office
14 East Main Street
Grafton, IL 62037
Phone: (618) 786-2311

Savings Accounts

Savings Accounts	1st Rate Savings	Statement Savings	Christmas Club	Certificate of Deposit	Multiplier CD	Option CD
Opening Deposit	$10,000	$50	$10	$1000	$250	$5000
Interest Bearing	Yes	Yes	Yes	Yes	Yes	Yes
Minimum Balance	No minimum	$50	No minimum	-	-	-
Quarterly Maintenance Fee	Free	< $50 = $5.00	Free	-	-	-
Rate*	Variable	Variable	Variable	Fixed	Fixed	Fixed
Statement Options	Paper or E-Statements	Paper or E-Statements	Paper or E-Statements	-	-	-
Internet Banking & Telephone Banking	Free	Free	Free	Free	Free	Free
Transaction Limitations	Over 3 withdrawals per statement cycle = $5 per withdrawal	Over 6 withdrawals per statement cycle = $2 per withdrawal		Incur Penalty for early withdrawals	Incur Penalty for early withdrawals	Incur Penalty for early withdrawals
Additional Info	Interest paid monthly	Interest paid quarterly	Check for full balance is issued on October 31st		Additional deposits may be made minimum of $50.00	One time option to "bump up" interest during initial term