Commercial Loan Products
Want to grow your business or expand your operation? Jersey State Bank can help! We offer a wide range of loan products that can assist you in obtaining your goals.
Commercial Real Estate Loans:
We offer business loans for the purchase, construction, renovation or refinance of many different types of business real estate, including:
- Retail
- Manufacturing
- Agricultural
- Office Space
- Rental Property
- Recreational Land
We have customizable terms to accommodate each unique type of business structure.
Other Commercial Financing Options:
We have short and long-term options available to finance other business needs such as:
- Machinery
- Equipment
- Inventory
- Accounts Receivable
- Livestock
- Operating lines of credit
Jersey State Bank is an Approved Lender under the SBA loan program.

Tax Exempt Financing:
JSB has financing to help the community grow! We offer special financing available for:
- Municipalities
- Fire Districts
- School Districts
- Townships
- Sanitary Districts
- Any other Tax-Exempt Entities
Jersey UP Downtown Loan Program:
In an effort to encourage business growth and revitalization of a once thriving downtown business district, the Jersey UP program has been developed to stimulate purchases and renovations of downtown buildings. Click the link to find out more!