Consumer Loan Products

Because we’re a locally-owned bank, you’ll enjoy our one-on-one attention and quick decision-making process when you apply for your loan.

Auto Loans

You have many choices when it comes to financing a new or used vehicle. We have a variety of options to fit every need. Ask about our new car loan special for qualifying borrowers.

We also provide flexible financing to purchase or refinance recreational vehicles such as:

  • Boats
  • Motorcycles
  • RVs
  • ATVs

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Personal / Debt Consolidation Loan

Pay off those frustrating bills. Make those home improvements. A personal loan can provide you with quick cash for whatever you need. Contact a lender today for rates and terms.

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Credit Builder Loan & Savings Program

There’s no question that good credit is one of the most important building blocks of a sound financial future. This program will help you build savings while also helping to improve your future ability for a home mortgage, auto financing or other loans. Click the link below for more details.

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Home Equity Loans

Put the equity in your home to work for you with a home equity line of credit. Use the money from your home’s equity for remodeling, a room addition, pay off high-rate credit cards, take a much needed vacation, finance college tuition, or any other purpose you may desire. Funds can be accessed by check or transferred straight to your checking account as needed.

Home Equity Loan Application

Contact our lending department at 618-498-6466 to discuss any of these loan options.  Jersey State Bank is on your side – so let’s get started!

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